Zakat Nisab is the starting point for almost every Zakat question. Before you can work out how much Zakat you owe, you first need to know whether your wealth has even reached the threshold that makes Zakat obligatory in the first place. This page explains exactly what Nisab means, how the gold and silver benchmarks work, what changes each year (including in 2026), and how the concept applies practically in Pakistan.

If you’re looking for Zakat Nisab 2026, the Nisab of Zakat, Zakat ka Nisab, or the current Zakat Nisab in Pakistan, this guide explains the gold, silver, and cash thresholds and how to calculate them.

What Is Nisab?

Nisab is the minimum threshold of qualifying wealth a Muslim must possess before Zakat becomes obligatory on that wealth. If your total zakatable assets—cash, savings, gold, silver, and similar qualifying wealth—fall below this threshold, Zakat is not due. Once your wealth meets or exceeds Nisab and other applicable conditions are satisfied, Zakat becomes payable.

Nisab itself is not a payment. It’s a measuring line—the point at which the obligation to pay Zakat begins.

If you want to calculate your overall Zakat after determining your Nisab, you can use the Zakat Calculator on AKSA Orbit.

What Is the Nisab of Zakat?

There isn’t a single, permanently fixed monetary figure for “the Nisab of Zakat” that applies unchanged every year. Instead, Nisab is anchored to a physical benchmark—a specific weight of gold or a specific weight of silver—and its monetary value shifts as gold and silver prices move in the market.

This is why the same question, asked in different years, can have a different rupee or dollar answer, even though the underlying method hasn’t changed.

Many people searching in Pakistan phrase this as “zakat ka nisab,” looking for the minimum wealth threshold in simple terms. The concept is the same regardless of the language used to search for it: a benchmark tied to gold or silver, converted into current monetary value.

Zakat Nisab 2026

For 2026, the Nisab threshold is calculated the same way it always has been — using the value of 87.48 grams of gold or 612.36 grams of silver at current market prices. What changes year to year isn’t the formula; it’s the price of gold and silver feeding into it.

This matters because gold and silver prices in 2026 are not the same as they were in 2021, 2022, or 2024. A Nisab figure quoted in an older article — even one that was accurate at the time — will not necessarily reflect the 2026 threshold.

If you want an accurate, current monetary Nisab figure, you’ll need to apply today’s gold or silver price to the benchmark weight using a current, reliable market source.

AKSA Orbit’s Zakat Calculator and Gold Zakat Calculator are built to let you enter a current price and get an up-to-date result, rather than relying on a static number that can become outdated.

Gold Nisab

The commonly referenced gold Nisab benchmark is 87.48 grams of gold, roughly equivalent to 7.5 tola.

This figure comes from a classical measurement and is the benchmark widely used across Islamic finance resources and Zakat calculators today.

A few practical notes:

• You may occasionally see slightly different gram figures, such as 85g or 87.48g, in different sources. This is usually a rounding or conversion difference, not necessarily a contradiction.
• The benchmark refers to a weight of gold, not a fixed price—the monetary value depends entirely on the current gold rate.
• Purity matters when applying this to jewelry. The 87.48-gram reference is generally understood in terms of pure gold, so lower-purity jewelry may need to be evaluated based on its actual gold content, depending on the calculation approach used.

Reaching 87.48 grams of gold does not automatically mean Zakat is due. It also depends on whether the relevant Zakat conditions, such as Hawl and the treatment of personal-use jewelry, are met.

If your wealth is primarily gold, use the Gold Zakat Calculator to calculate the value of your gold.

Silver Nisab

The commonly referenced silver Nisab benchmark is 612.36 grams of silver.

As with gold, minor variations in this figure across different sources typically come down to rounding conventions rather than a genuine disagreement on the underlying benchmark.

Because silver’s market value per gram is usually much lower than gold’s, the silver-based Nisab threshold typically works out to a smaller monetary amount.

This is significant because using the silver Nisab generally means Zakat becomes obligatory at a lower level of overall wealth compared with using the gold Nisab.

This section is especially relevant if you’re searching for the Nisab of Zakat on silver, since silver is sometimes overlooked in favor of gold-focused explanations, even though it plays an important role—especially for people whose wealth is primarily held in cash.

Gold Nisab vs Silver Nisab

Both benchmarks are recognized in Islamic scholarship, but scholars differ on which one should be applied—particularly when a person’s wealth is a mix of cash, gold, and other assets rather than gold alone.

• Some scholars and Zakat authorities recommend using the silver Nisab for cash and mixed-asset situations, since it results in a lower threshold and is considered the more cautious approach.
• Others apply the gold Nisab more broadly, including for cash-based wealth.
• For gold-only holdings, the gold Nisab is the standard most commonly applied.

Neither approach is universally “correct” for every person in every school of thought. This is a genuine area of scholarly discussion. Your local Zakat authority or a qualified scholar familiar with your school of thought can advise on which method applies to your specific situation.

Cash Nisab

Cash and monetary assets don’t have a separate, independent physical Nisab standard the way gold and silver do. Instead, cash is generally measured against the gold or silver Nisab benchmark.

This means your cash and savings are compared to the current monetary value of 87.48g of gold or 612.36g of silver, depending on which benchmark is being applied.

This is why the “cash Nisab” figure isn’t fixed either. It moves whenever gold or silver prices move, since it’s derived from those benchmarks rather than existing independently.

Wealth commonly considered when applying the cash Nisab includes the following:

• Cash held at home
• Bank account balances
• Savings accounts
• Other readily accessible monetary assets

This list is illustrative rather than exhaustive. Specific financial instruments or assets can raise questions that go beyond a general overview, and a qualified scholar or Zakat advisor can help with more complex cases.

Zakat Nisab in Pakistan

Zakat Nisab in Pakistan follows the same underlying gold and silver benchmark system used elsewhere, but the topic comes with an important local distinction worth understanding clearly.

Personal Zakat Calculation

This is the individual religious calculation each Muslim performs — comparing their own qualifying wealth, such as cash, gold, and savings, against the applicable Nisab benchmark using a current gold or silver price, typically quoted in PKR.

Official Zakat Deduction in Pakistan

Separately, Pakistan has administrative Zakat deduction mechanisms applied by banks on certain account types, based on rules set by relevant Pakistani authorities.

These official deduction thresholds and procedures are a distinct administrative matter. They should not automatically be treated as identical to an individual’s personal religious Zakat calculation.

For the 2026 Zakat year, the Punjab Zakat & Ushr Department lists the official administrative Nisab as Rs. 503,529 for 1446–47 AH. This figure relates to Pakistan’s official Zakat deduction system and should be distinguished from a personal Nisab calculation based on current gold or silver prices.

You can verify official information through the Zakat & Ushr Department Punjab.

If you’re searching for “Zakat Nisab Pakistan,” it’s worth being clear about which of these two things you actually need—your own personal calculation or information about official bank-deduction rules.

For your own calculation, you can use the Zakat Calculator with a current PKR gold or silver rate.

How to Calculate Zakat Nisab

The calculation follows a simple structure, depending on which benchmark you’re using:

Gold Nisab Value = Gold Nisab Weight (87.48g) × Applicable Gold Price

Silver Nisab Value = Silver Nisab Weight (612.36g) × Applicable Silver Price

Cash Nisab = Monetary value of the applicable gold or silver Nisab benchmark

Example: If the hypothetical value of 87.48 grams of gold were PKR X, the gold-based monetary Nisab would be approximately PKR X.

This is an illustrative example only, not a current market figure. You’ll need to substitute today’s actual gold price to get an accurate number.

Keep in mind that meeting the Nisab value is one condition among several. It doesn’t, by itself, determine your final Zakat obligation without also considering Hawl and the nature of your specific assets.

Gold Nisab in Grams and Tola

These tola conversions are approximate, based on commonly used gram-to-tola conventions, and small variations may appear depending on the exact conversion rate a source uses.

Also remember that this reflects pure gold or silver weight. Jewelry of lower purity contains less actual gold or silver content than its total listed weight.

Does Zakat Nisab Change Every Year?

Yes—the monetary value of Nisab changes every year, even though the physical benchmark—87.48 g of gold or 612.36 g of silver—stays constant.

This happens because gold and silver prices fluctuate continuously due to market conditions, currency value, and global demand.

In practical terms:

2021 Nisab ≠ necessarily 2022 Nisab ≠ necessarily 2024 Nisab ≠ 2026 Nisab

The formula hasn’t changed. The market inputs have.

This is why a current Zakat Nisab 2026 calculation should use current market prices rather than copying an old monetary figure.

Zakat Nisab 2021, 2022, and 2024

If you’re looking for the exact Zakat Nisab figure for a specific past year—2021, 2022, or 2024—the accurate way to find it is to look up that year’s actual gold or silver price from a reliable, dated financial source and apply it to the 87.48 g gold or 612.36 g silver benchmark for that specific date.

Because prices moved substantially across these years, a figure quoted for one year should not be reused for another.

It’s also easy to find outdated numbers being recycled online without a clear source or date attached.

If you specifically need a historical figure for record-keeping, tax, or religious purposes, it’s worth cross-checking a dated source, such as historical gold and silver price archives, rather than relying on a generic “Zakat Nisab [year]” figure with no stated source or date attached.

For your 2026 calculation, always use a current price rather than any of these historical figures.

When Does Zakat Become Obligatory?

Reaching Nisab is one necessary condition, but not the only one.

Zakat generally becomes obligatory when:

1. Nisab is met — your qualifying wealth reaches or exceeds the applicable gold or silver threshold.
2. Hawl has passed—the wealth has been held for one full Islamic lunar year at or above Nisab.
3. The wealth is zakatable—meaning it falls into a category of wealth that Islamic principles recognize as subject to Zakat, such as cash, gold, silver, qualifying business inventory, and similar assets.

Hawl in particular can involve additional nuance depending on the type of asset and whether wealth fluctuated above and below Nisab during the year. This is an area where a concise general overview can’t substitute for guidance on more complex personal situations.

Which Wealth Counts Toward Nisab?

Generally, the following categories are considered when calculating whether your wealth meets Nisab:

• Cash and bank balances
• Savings, wherever held
• Gold and silver, including jewelry, coins, and bars
• Qualifying investments
• Business inventory and trade goods intended for sale

This is a general overview rather than an exhaustive legal list. Specific asset types can raise questions that benefit from more detailed guidance.

What Wealth May Not Be Included?

Personal-use assets that aren’t held as investment or trade wealth are generally not treated the same as taxable assets.

This commonly includes things like:

• Your primary home
• Household furniture and personal belongings
• Clothing
• A personal vehicle used for regular use, not resale

As with jewelry, there can be more nuance around certain personal-use items depending on scholarly opinion and specific circumstances.

For gold-related questions, see our Gold Zakat Calculator page for additional guidance.

Frequently Asked Questions

What is Nisab?

Nisab is the minimum threshold of qualifying wealth used to determine whether Zakat may become due on a person’s assets.

What is the Nisab of Zakat?

It’s the wealth threshold—typically based on the value of 87.48 g of gold or 612.36 g of silver—that a person’s zakatable wealth must reach before Zakat is owed.

There isn’t one fixed monetary number because the value depends on current market prices.

What is Zakat Nisab in 2026?

It follows the same gold (87.48 g) or silver (612.36 g) benchmark used every year, applied to current 2026 gold or silver prices.

Use a current rate with the calculator for an accurate figure.

What is the gold nisab?

Approximately 87.48 grams of gold, roughly 7.5 tola.

What is the silver Nisab?

Approximately 612.36 grams of silver.

How many grams of gold is Nisab?

87.48 grams.

How many tolas is the gold Nisab?

Approximately 7.5 tola.

How many grams of silver is Nisab?

612.36 grams.

What is the cash nisab?

Cash doesn’t have its own separate physical benchmark. It’s measured against the current monetary value of the gold or silver Nisab.

How is cash nisab calculated?

By taking the current market value of 87.48g of gold or 612.36g of silver, depending on which benchmark is applied, and comparing your cash and savings against that figure.

What is Zakat al-Nisab?

This is simply the Roman Urdu phrasing for “the Nisab of “Zakat”—the minimum wealth threshold explained throughout this page.

What is Zakat Nisab in Pakistan?

The same gold and silver benchmark system applies, typically calculated in PKR using current local gold or silver rates.

It’s worth distinguishing between your personal Zakat calculation and separate official bank-deduction rules.

Does Zakat Nisab change every year?

The monetary value does because it’s tied to gold and silver prices, which fluctuate.

The underlying weight-based benchmark stays the same.

Why is 2026 Nisab different from 2021 Nisab?

Because gold and silver prices in 2026 differ from where they were in 2021. The formula is unchanged, but the market inputs have moved.

What was the Zakat Nisab in 2021?

It depends on that year’s actual gold and silver prices.

Check a dated, reliable historical price source rather than relying on a generic figure with no source attached.

What was the Zakat Nisab in 2022?

As with 2021, this depends on 2022’s specific gold and silver prices.

Verify with a dated historical source for accuracy.

What was the Zakat Nisab in 2024?

The same principle applies. Use 2024’s actual gold and silver prices with the applicable benchmark weight, ideally from a dated, reliable source.

Is gold or silver used for Nisab?

Both benchmarks are recognized. Scholars differ on which is more appropriate depending on the type of wealth involved, particularly for cash versus gold-only holdings.

Which Nisab method should I use?

This depends on your school of thought and the nature of your wealth.

Many scholars recommend the silver Nisab for cash and mixed wealth as the more cautious approach, while the gold Nisab is commonly used for gold-only holdings.

Consult a qualified scholar if you’re unsure which method applies to your situation.

Does reaching Nisab mean I immediately pay 2.5%?

Not immediately.

Zakat becomes due once Nisab is met, the wealth is zakatable, and the applicable conditions, including Hawl where required, have been satisfied.

Does the Nisab depend on the gold price?

Yes. If you’re using the gold-based Nisab, its monetary value moves directly with the current gold price.

Does Nisab depend on the silver price?

Yes. Similarly, the silver-based Nisab’s monetary value moves with current silver prices.

Can I calculate Nisab in PKR?

Yes. Apply a current PKR gold or silver rate to the relevant benchmark weight, or use the Zakat calculator to help calculate it.

Does Nisab apply to bank savings?

Yes. Bank balances and savings are generally included when calculating whether your total wealth meets Nisab.

What happens if my wealth falls below Nisab?

If your total qualifying wealth falls below the applicable Nisab threshold, Zakat is generally not due on that wealth for that year, although the precise ruling can depend on the circumstances and methodology followed.

Final Thoughts

Nisab is the line that determines whether Zakat applies to your wealth at all—and it’s tied to the value of gold or silver rather than a fixed number that stays the same year after year.

For 2026, that means using a current gold or silver price rather than reusing a figure from 2021, 2022, or 2024.

Once you understand where your wealth stands relative to Nisab, the next step is working out the actual amount owed—which you can do using AKSA Orbit’s Zakat Calculator for general Zakat or the Gold Zakat Calculator if your zakatable wealth is primarily gold.

Note: This page is provided for general educational information and should not be treated as a personalized religious ruling. Where scholarly opinions differ, consider consulting a qualified Islamic scholar familiar with your school of thought and circumstances.